Finance

There are now many different ways of financing a new or used vehicle but all too often the customer is not made aware of these options. This can 'result' in unnecessary 'expensive' borrowings and unforeseen losses if you vehicle is written off or stolen at any time. Our Sales Executives are all fully trained and F.S.A regulated. We can advise you of the different finance schemes available to you at the time of purchase. These can include; Hire Purchase, Hire Purchase Deferred, Personal Contract Purchase and all the various MultiOption cashplans.

Anyone taking out a mortgage should always consider the various options open to them (fixed rate, standard rate, tracker, discount e.t.c). Car finance is not as complicated but consumers should consider every scheme available.

We can advise on other products such as Guaranteed Asset Protection (G.A.P) which will help you should your car be written off or stolen while you are covered by the G.A.P policy. For example your insurance company will only pay out a vehicles market value at the time of a write-off. You may have paid £15,000 at the time of purchase but if the 'market value' - say 3 years later at the time of write off, is £9,000 - that's what the insurance company will pay you. This means you effectively lost £6000 should you wish to replace your car. G.A.P insurance can cover this loss.

twwhiteandsons always have a number of different financial suppliers so we can be sure of giving you a very competitive deal.